:root{--navy:#0a2342;--teal:#0e7c86;--or:#c94a05;--bg:#f4f7fa;--ink:#17202e}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:17px/1.65 system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);background:#fff;padding-bottom:64px}
img{max-width:100%;height:auto;display:block}a{color:var(--teal)}.w{max-width:1120px;margin:0 auto;padding:0 20px}
.hd{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid #dde4ec}.hdin{display:flex;align-items:center;gap:16px;min-height:64px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:800;line-height:1.1;font-size:15px}
nav{display:flex;align-items:center;gap:22px;margin-left:auto;white-space:nowrap}nav a{text-decoration:none;color:var(--ink);font-weight:600;font-size:15px;line-height:1.2;display:inline-block;padding:22px 0}.dd{display:flex;align-items:center}
.chip{font-size:12px;background:var(--bg);border-radius:99px;padding:3px 10px;color:var(--navy);min-width:0}.chip:empty{display:none}
.btn{background:var(--or);color:#fff;text-decoration:none;font-weight:800;padding:10px 18px;border-radius:8px;display:inline-block;white-space:nowrap}.btn:hover{background:#a83c03}.btn.big{padding:15px 26px;font-size:19px}
a:focus-visible,summary:focus-visible{outline:3px solid #f2a65a;outline-offset:2px}
.hero{position:relative;color:#fff;min-height:560px;display:flex;align-items:center}.hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(10,35,66,.94),rgba(10,35,66,.6))}
.herotxt{position:relative;padding-top:50px;padding-bottom:50px}.hero h1{color:#fff;font-size:clamp(34px,6vw,58px);line-height:1.1;margin:.2em 0}.lead{font-size:20px;max-width:640px}.eye{color:#8fe3ec;font-weight:700;letter-spacing:.05em;text-transform:uppercase;font-size:14px;margin:0}
.row{display:flex;gap:14px;flex-wrap:wrap;align-items:center}.ghost{color:#fff;font-weight:700}.ticks{list-style:none;padding:0;display:flex;gap:20px;flex-wrap:wrap;margin:22px 0 0;font-weight:600}.ticks li:before{content:"✓ ";color:#8fe3ec}
.sec{padding:56px 20px}.alt{background:var(--bg);padding:56px 0}h1,h2,h3{color:var(--navy)}h2{font-size:clamp(26px,4vw,36px);line-height:1.2;margin:0 0 .5em}.sub{margin-top:-.2em}
.ans{font-size:19px;border-left:4px solid var(--teal);padding-left:16px}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:18px;margin:24px 0}
.card{background:#fff;border:1px solid #dde4ec;border-radius:12px;padding:22px;text-decoration:none;color:var(--ink);display:block}.card:hover{border-color:var(--teal)}.card h3{margin:0 0 6px}.card p{margin:0 0 8px;font-size:15px}.card span{color:var(--teal);font-weight:700}
.split{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center}.split.rev{grid-template-columns:1fr 1.2fr}.split img{border-radius:12px;width:100%}.steps li{margin-bottom:12px}
.cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:24px}.pills{display:flex;flex-wrap:wrap;gap:10px;margin:16px 0}.pill{background:#fff;border:1px solid #c5d3e0;border-radius:99px;padding:6px 16px;text-decoration:none;font-weight:600}
details{background:#fff;border:1px solid #dde4ec;border-radius:10px;padding:14px 18px;margin:10px 0}summary{cursor:pointer;font-weight:700;color:var(--navy)}
.cta{background:var(--navy);color:#fff;text-align:center;padding:56px 20px}.cta h2{color:#fff}.phero{background:var(--bg);padding:46px 0 36px}.phero h1{font-size:clamp(30px,5vw,46px);line-height:1.15;margin:.2em 0}.crumb{font-size:14px;margin:0}
.prose{max-width:820px}.prose .inl{border-radius:12px;margin:18px 0}.ft{background:#071a33;color:#c9d6e6;padding:40px 0 20px}.ft a{color:#fff;display:block;text-decoration:none;margin:4px 0}.ft p a{display:inline}.fg{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}.fine{font-size:13px;margin-top:24px}
.dd{position:static}.dd>a{padding:22px 0;display:inline-block}.menu a{padding:12px 14px}.menu{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-top:1px solid #dde4ec;border-bottom:3px solid var(--teal);box-shadow:0 14px 30px rgba(10,35,66,.16)}.dd:hover .menu,.dd:focus-within .menu{display:block}.mg{max-width:1120px;margin:0 auto;padding:20px;display:grid;grid-template-columns:repeat(3,1fr);gap:6px 20px}.mg a{display:block;padding:12px 14px;border-radius:8px;white-space:normal}.mg a:hover{background:var(--bg)}.mg b{display:block;color:var(--navy);font-size:16px}.mg small{display:block;color:#51607a;font-size:13.5px;font-weight:400}
.hero h1{color:#fff!important}
.card img{border-radius:8px;margin-bottom:12px;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover}
.stick{display:none}@media(max-width:760px){nav,.chip{display:none}.hdin .btn{margin-left:auto;padding:9px 12px;font-size:14px}.split,.split.rev,.fg{grid-template-columns:1fr}.hero{min-height:520px}
.stick{display:block;position:fixed;left:0;right:0;bottom:0;z-index:30;background:var(--or);color:#fff;text-align:center;font-weight:800;padding:16px;text-decoration:none;font-size:18px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}